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Loading reference rates. Reference rate, not a bank quote; spreads excluded. Fees use the values you enter. Check a live quote before exchanging.

Amount received

Reference rate unavailable

Daily reference rates, not live quotes. Bank spreads and charges may differ.

Amount received

Reference rate unavailable

Method and common questions

Tax, lending, holiday and protection rules vary by place and date. Check current local rules and provider terms. Results are estimates.

How to use it, with an example

Select currencies and enter an amount. A manual rate means destination units per 1 source unit. The fee is a percentage deducted from the converted amount; fixed charges need separate consideration.

Method and boundaries

ECB rates share a EUR base: destination rate / source rate gives the cross rate. Net received = amount × cross rate × (1 − fee percent / 100). Manual mode uses your entered rate; swapping currencies takes its reciprocal.

Method

Frankfurter / ECB rates share a EUR base: destination rate / source rate gives the cross rate. Net received = amount × cross rate × (1 − fee percent / 100). Manual mode uses your entered rate; swapping currencies takes its reciprocal. All three tools share Frankfurter/ECB reference data and EUR cross rates. Up to 7 days is reference data; 8–30 days is labelled outdated and estimates only; over 30 days or invalid/future dates cannot be used for automatic conversion. Money uses currency minor units (for example USD 2 decimals, JPY/KRW 0); calculations retain full precision.

Last checked: 2026-10-24

ECB

FAQ

What should I check?
ECB daily reference rates, not live quotes. Bank spreads and charges may differ.
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https://hkdatalab.com/en

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