ThinkVault ToolsHong Kong AVD Stamp Duty & Upfront Property Costs

Property Buying & Upfront Cash Planning

Hong Kong AVD Stamp Duty & Upfront Property Costs

Hong Kong scope

Hong Kong residential AVD from 2026-02-26, in HKD; excludes historical instruments, non-residential property and exemptions. Custom mode uses one rate.

Stamp duty schedule

Hong Kong mode uses HKD only. Switching modes or loading saved data does not convert amounts. Recheck every input. Hong Kong mode always uses this current residential table; it does not select historical versions by instrument date. Reopened saved or shared inputs are recalculated with the updated model and may not reproduce old results. Confirm instrument date, property type, relief and the payable amount with IRD or your conveyancing professional.

Results

HKD

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Total upfront cash required

$2,212,000.00

Effective duty rate: 2.85%

Ad Valorem Stamp Duty (AVD)$185,000.00
Down payment principal$1,950,000.00
Agency commission$65,000.00
Legal & conveyancing fees$12,000.00
Down payment principal88.2%

$1,950,000.00

Ad Valorem Stamp Duty (AVD)8.4%

$185,000.00

Agency commission2.9%

$65,000.00

Legal & conveyancing fees0.5%

$12,000.00

Total upfront cash required

$2,212,000.00

Method and common questions

Tax, lending, holiday and protection rules vary by place and date. Check current local rules and provider terms. Results are estimates.

Jurisdiction and calculation limits

Hong Kong mode estimates residential AVD under the table effective 2026-02-26, in HKD only. Enter the higher of consideration or property value. Earlier instruments, non-residential property, exemptions and special arrangements are excluded. Custom mode applies one rate, not another jurisdiction’s tax system.

Current residential table and effective date

The current residential table charges HKD 100 up to HKD 4,000,000 and includes additional high-value bands above HKD 100,000,000, with a top rate of 6.5%. The model applies the full bands and marginal-relief formulas, not one flat percentage to every value.

Hong Kong mode always uses this current residential table; it does not select historical versions by instrument date. Reopened saved or shared inputs are recalculated with the updated model and may not reproduce old results. Confirm instrument date, property type, relief and the payable amount with IRD or your conveyancing professional.

Method

Estimate using the 13 Hong Kong residential AVD bands effective 2026-02-26, including marginal-relief segments of 20%, 10% and 30%; no rounding to an official payable amount is applied. Upfront cash = down payment + stamp duty + chosen commission + legal fees. Hong Kong mode estimates residential AVD under the table effective 2026-02-26, in HKD only. Enter the higher of consideration or property value. Earlier instruments, non-residential property, exemptions and special arrangements are excluded. Custom mode applies one rate, not another jurisdiction’s tax system. Hong Kong AVD containing a fraction of HK$1 is rounded up to the next whole dollar. This Hong Kong rule is not applied to custom jurisdictions.

Last checked: 2026-10-24

Hong Kong Inland Revenue Department: Ad Valorem Stamp Duty (Scale 2) Rates

FAQ

Which jurisdiction does this cover, and what are the limits?
Hong Kong mode estimates residential AVD under the table effective 2026-02-26, in HKD only. Enter the higher of consideration or property value. Earlier instruments, non-residential property, exemptions and special arrangements are excluded. Custom mode applies one rate, not another jurisdiction’s tax system.
What should I check?
The current residential table charges HKD 100 up to HKD 4,000,000 and includes additional high-value bands above HKD 100,000,000, with a top rate of 6.5%. The model applies the full bands and marginal-relief formulas, not one flat percentage to every value. Hong Kong mode always uses this current residential table; it does not select historical versions by instrument date. Reopened saved or shared inputs are recalculated with the updated model and may not reproduce old results. Confirm instrument date, property type, relief and the payable amount with IRD or your conveyancing professional.
Tool options

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https://hkdatalab.com/en

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